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>Factors to Consider When Choosing Business Credit Cards
Posted by nick_niesen on October 29th Jordan Staal Youth Jersey , 2010


Most credit card companies have designed one or more credit card packages that enable small businesses to keep their personal and business accounts apart. These cards, known as business credit cards, are appealing to many small business owners. However, regardless of what these business credit cards may offer, there could be some pitfalls that you need to be on the lookout for. Carefully shopping for the right business credit card is a must Noah Hanifin Youth Jersey , if you want to avoid being exposed to the negative aspects.


Due to mounting competition in the small business credit card market, there is an interminable barrage of high-powered advertisements, extolling the virtues of the various business credit card issuers? rewards programs, cash back features, airline miles programs and other benefits Jeff Skinner Youth Jersey , to the point where they are all starting to sound very much the same. The implication for you is that you will need to do your own research in deciding on what is actually and practically the business credit card best suited to your small firm.


As always, the very best starting point is knowing how you will be using the business credit card. Do you plan to pay off all the business credit card charges monthly, or do you expect to maintain an ongoing balance on your account? The answers to these questions shall determine whether you should get a business credit card that has a rewards program or a business credit card that offers a low interest rate. For instance, if you plan to carry a balance forward from month to month, do not choose a business credit card with a rewards program. It will not work for you because any savings you earn via the business credit card rewards program will be offset by the interest charges that are imposed.


You should decide on what types of business credit card rewards will be most beneficial to your business. The rewards programs offered vary from frequent flyer miles to gift certificates to merchandise. Some business credit cards allow you to switch from one rewards feature to another when you redeem the accumulated points. Always make sure that you read the fine print. You may be tempted to choose a business credit card that offers low introductory rates Justin Faulk Youth Jersey , only to find out at a later stage that the business credit card company raised the rates. Check the applicable APR that will apply after the introductory period expires and compare the future rates with those of other business credit cards. One business credit card, for instance, may guarantee a 7.99% fixed APR after the introductory period expires, while another may impose a 14.99% variable APR.


Another factor that is worth considering is the degree of control and the extent of customer services the business credit card offers. There are business credit card companies that allow you online access to your business credit card account. Among other things, this will enable you to manage your account and download the transaction records for accounting purposes and for your tax reports. Online access allows you to modify or set spending limits on the business credit cards issued to your employees.


If you or your existing business has a good credit standing Teuvo Teravainen Womens Jersey , you may want to call the business credit card company to negotiate a special arrangement for your business.


Getting Rid of Persistent Clogs with Drain Cleaning Home Repair Articles | January 13, 2012
If you're a homeowner, chances are you've dealt with your share of clogs. This can happen in the bathtub, the kitchen sink, etc. Drain cleaning Jaccob Slavin Womens Jersey , whether done professionally or on one's own, is the answer to your problems.

When you own property, chances are you've dealt with clogged plumbing. The bathtub, the kitchen sink, etc. are all vulnerable to this problem. The best way to move forward is to find out what's causing the clogs and prevent them from going into the pipes. But it might be too late for simple prevention. Drain cleaning Victor Rask Womens Jersey , whether done professionally or on one's own, is the answer to your problems. The sooner you take action, the better. Letting a slow clog remain will only worsen it over time. Then you may have no choice but to call out a professional. With a little homework, it can be a completely painless process.

Hair and Grease

The vast majority of clogs are caused by the same two substances: hair and grease. Keeping hair from clogging your pipes is a challenge. You have to take showers, after all Scott Darling Womens Jersey , and people are prone to shedding in the shower. If you're getting a lot of hair in the sink, however, you might consider an alternative method of shaving (or doing it more often), or putting down a hair trap. If you wash a dog in the sink or the bathtub, a fur trap is a must. Hair is not easily defeated by over the counter drain cleaning solutions. Grease is the same way. Cooking grease should always be disposed of in the trash and never the sink. It will congeal and harden to the walls of your pipes Elias Lindholm Womens Jersey , making water flow an eventual impossibility.

DIY

For smaller clogs, no professional will generally be needed. A plunger and?if that doesn't work?some store-bought chemicals will usually be enough to take care of the drain cleaning. If hair is clogging a drain, you may be able to take the contraption apart and access the hair with some pliers or tweezers. It should be noted that those products sold at grocery stores and elsewhere can do eventual harm to your plumbing system. They aren't meant to be used continually. If you experience clogs on a consistent basis, you should call a professional to help solve the root cause of the problem.

Professional Drain Cleaning

If you have a serious problem, calling out the professionals is probably the best move. They have tools and methods unavailable to the com. Cheap Jerseys Cheap Jerseys Cheap Jerseys China Wholesale Authentic Jerseys Wholesale Jerseys China Free Shipping Wholesale NHL Jerseys From China Wholesale Throwback NFL Jerseys Wholesale Throwback NBA Jerseys Wholesale NBA Basketball Jerseys Wholesale Throwback MLB Jerseys